General Disclaimer

No Professional Advice

The content on the website at https://marcusnaulin.com (the "Site") is for general informational and educational purposes only. It is not, and does not constitute: (i) legal advice; (ii) tax advice; (iii) accounting advice; (iv) investment advice; (v) appraisal services; (vi) underwriting decisions; or (vii) advice tailored to your specific situation. You should consult a duly licensed attorney, certified public accountant, financial planner, real-estate appraiser, or other qualified professional before making any decision affecting your legal or financial interests.

No Lender Status

Marcus Naulin is a licensed mortgage loan originator (NMLS# 469645) and California real-estate licensee (DRE# 01322846). We are not a depository institution, not a federal agency, and not a direct lender. All loans are subject to credit approval, income and asset verification, satisfactory appraisal, satisfactory title, satisfactory insurance, and other underwriting conditions. Rates, fees, programs, and guidelines are subject to change without notice. The information on the Site is not a commitment to lend.

Forward-Looking Statements

Statements regarding interest-rate movements, market trends, or future events are forward-looking and inherently uncertain. Past performance is not indicative of future results. Real-estate values can rise or fall.

Accuracy and Completeness

While we make reasonable efforts to provide accurate and timely information, we make no warranty — express, implied, or statutory — that the content is accurate, complete, current, or fit for any particular purpose. Listing data and market data are provided by third parties and are deemed reliable but not guaranteed.

Third-Party Content

The Site may include links or references to third-party content, calculators, articles, and services. We do not control and are not responsible for third-party content. References to brands, logos, or trademarks of others are for identification only and do not imply endorsement.

Testimonials

Testimonials reflect the personal experiences of past clients and are not guarantees of future results. Individual experiences vary based on borrower-specific factors. Compensated testimonials, if any, are clearly identified.

Calculators and Tools

Any calculator or estimation tool on the Site is for illustrative purposes only and is not an offer or commitment to lend. Calculations may rely on assumptions, including index values, that change over time. Actual loan terms, payments, and costs may differ.

Equal Housing Opportunity

We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act. See our Fair Housing and Equal Opportunity Notice.

Reliance at Your Own Risk

To the fullest extent permitted by law, we disclaim all liability for any loss or damage arising from your use of, or reliance on, the Site or any content. Specific limitations are set forth in our Terms and Conditions.

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