Icon-facebook Instagram Icon-twitter1

GLBA Privacy Notice (Financial Information)

Effective Date: April 30, 2026  |  Last Updated: April 30, 2026

What This Notice Covers

This Privacy Notice ("GLBA Notice") describes how Marcus Naulin handles "nonpublic personal information" about consumers, applicants, and customers under the Gramm–Leach–Bliley Act, 15 U.S.C. §§ 6801–6809, and Regulation P, 12 C.F.R. Part 1016. It supplements our Privacy Policy and is delivered at the time of relationship establishment and annually thereafter where required.

FACTS We Collect

WHAT Examples
Information you provide Name, address, telephone, email, Social Security number, income, assets, employment history, transaction history.
Information about your transactions Account balances, payment history, parties to transaction.
Information from consumer reporting agencies Credit history, credit score, public records.
Information from others Verification of employment, deposit, tax-transcript, appraisal value.

Reasons We Can Share

The federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

Reasons we share Do we share? Can you limit?
For our everyday business purposes — such as to process your transactions, maintain your account, respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes — to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes — information about your transactions and experiences Yes No
For our affiliates' everyday business purposes — information about your creditworthiness No We don't share
For our affiliates to market to you No We don't share
For nonaffiliates to market to you No We don't share

How We Protect Your Information

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law, including the GLBA Safeguards Rule, 16 C.F.R. Part 314. These measures include computer safeguards, secured files and buildings, encryption, access controls, vendor oversight, and ongoing risk assessments.

How We Collect Your Information

We collect your personal information when, for example, you apply for a loan, give us your contact information, give us your employment or income information, or provide your Social Security number. We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why We Cannot Share Everything

Federal law gives you the right to limit only: (i) sharing for affiliates' everyday business purposes — information about your creditworthiness; (ii) affiliates from using your information to market to you; and (iii) sharing for nonaffiliates to market to you. State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies. We do not share with affiliates for marketing purposes.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies. We do not share with nonaffiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint-marketing partners include lenders, insurance carriers, and settlement-service providers.

How to Contact Us About This Notice

For questions about this GLBA Notice, contact us at contact@marcusnaulin.com or (805) 377-5626.

Contact Us

Marcus Naulin — Mortgage Planner & Real Estate Pro

Direct: (805) 377-5626
NMLS#: 469645  |  DRE#: 01322846
Email: contact@marcusnaulin.com
Website: https://marcusnaulin.com

To exercise privacy rights, request records, opt out of communications, or ask any question about this policy, contact us through any channel above. We respond to written requests within thirty (30) days where feasible, and within statutorily mandated timeframes where shorter periods apply.